How to Check PF Balance Online

What is PF Amount?

PF (Provident Fund) is a savings scheme for salaried employees in which a small portion of your salary is deducted every month. At the same time, your employer also contributes an equal or partial amount to your PF account. This fund is managed by the Employees’ Provident Fund Organisation and is meant to help you build financial security over time.

Why is PF Important?

PF is important because it acts as a long-term savings tool. Since both you and your employer contribute regularly, it helps you accumulate a good amount of money over the years. Additionally, the PF balance earns interest, which further increases your savings. It also ensures financial stability after retirement or during emergencies.

Usage of PF Money

The money in your PF account is not just for retirement—you can also use it in certain situations such as:

• Medical emergencies
• Buying or constructing a house
• Higher education
• Marriage expenses
• Unemployment support

This makes PF a very useful financial backup for employees.

How to Check PF Balance?

Here, we are explaining two different methods of checking PF Balance online, first is through EPFO official website and second is through the Umang app. 

Method 1: Check PF Balance Through Website

Step 1: Open the EPFO Website

First, open Google on your mobile phone and search for “EPFO.” After searching, you will see the official EPFO website link at the top. Click on that link to open the website. or direct visit through given link – https://www.epfindia.gov.in/

Step 2: Click on the e-Passbook Option

Once the website opens, you will see several options on the screen. Zoom in if needed, and on the right-hand side, you will find the “e-Passbook” option. Click on it.

Step 3: Enter Login Details

Now, the EPF Passbook & Claim login page will appear. Here, you need to:

• Enter your UAN (Universal Account Number)
• Enter your password
• Fill in the captcha code shown below

After entering all the details, click on “Sign In.”

If you do not have your UAN, have forgotten it, or did not receive it from your employer, you can find it online and activate it to create a password.

Step 4: Check Balance on Dashboard

After signing in, your EPF passbook portal will open. On the dashboard, you will be able to see:

• Employee Contribution (your share)
• Employer Contribution (company’s share)

Note: The dashboard shows only the EPF contribution balance, not the pension (EPS) balance.

Step 5: Open Full PF Passbook

If you want to see complete details, click on the “three lines (menu)” option at the top and select “Passbook.”

Step 6: Select PF Account Number

On the next page, you will see a list of all your PF accounts (if you have worked in multiple companies).
Select the PF account number for which you want to check the balance.

Step 7: View Complete Transaction Details

After selecting the PF account, scroll down to view the full passbook. Here, you can check:

• When money was deposited
• When withdrawals were made
• Total balance
• Employee, Employer, and Pension contributions

Step 8: Download Passbook PDF

If you want to download your PF passbook, click on the “Download as PDF” option at the top.
Click download again, and the PDF file of your PF passbook will be saved on your mobile.

Method 2 : Check PF Balance through UMANG App

Step 1: To check your PF balance using the UMANG App, first ensure that you have your UAN (Universal Account Number) and the mobile number linked with it. These details are important because they are required for login and verification.

Step 2: Now, go to the Google Play Store on your mobile phone. In the search bar, type “UMANG App” and install it. Once the installation is complete, open the app. You may also install through UMANG App Link

Step 3: After opening the app, you will see the home screen. Scroll through the options and find the EPFO (Employees’ Provident Fund Organisation) services section. Tap on it to access PF-related services.

Step 4: Inside the EPFO section, click on the “View Passbook” option. This will redirect you to a login page where you need to enter your UAN number.

Step 5: Enter your UAN and click on the “Next” button. Complete the OTP verification process if prompted. This step ensures secure access to your PF account.

Step 6: Once logged in, you will see a list of companies where you have worked (if applicable). Select the company for which you want to check your PF balance.

Step 7: After selecting the company, your PF passbook will open. Here, you can see your total PF balance along with details like employee contribution, employer contribution, and pension contribution. You can also scroll down to view month-wise contribution details.

Step 8: If you want to save your PF details, you can click on the download option. Your passbook will be downloaded in PDF format, which you can access anytime.

By following these numbered steps, you can easily check your PF balance anytime using the UMANG App without visiting any office.

Thinking about withdrawling PF ? Here is a detailed guide on How to Withdraw Provident Fund (PF) Online.

Conclusion

By following these methods, you can easily check your PF account balance, contributions, withdrawals, and interest details using your mobile. This helps you ensure that your PF amount is being properly deposited every month.