Author: Shahrukh Ansari

If you also want to withdraw your entire PF (Provident Fund) balance online while sitting at home, then the process has now become much easier in 2025. Every month, a part of your salary is deposited in your PF account by you and your employer, along with pension and interest contributions from the government. Now, […]

The Mukhyamantri Ladki Bahin Yojana was started in Maharashtra on 17th August 2024. Under this scheme, the government gives Rs. 1500 every month to women whose family income is less than Rs. 2.5 lakh per year. Around 1 crore women in Maharashtra will get help through this scheme. According to Maharashtra’s Chief Minister, Mr. Eknath […]

The Income Tax Department plays a crucial role in collecting revenue from individuals and businesses through Income Tax Returns (ITR). Every year, a deadline is set for filing ITRs, ensuring timely compliance and proper management of the tax system. For the current assessment year, the department had already extended the due date till 15th September, […]

The nutraceuticals industry is set to grow faster after the latest GST reforms. Union Minister of Commerce and Industry, Shri Piyush Goyal, announced this at the Bharat Nutraverse Expo 2025. He said the GST rate cuts will increase consumption demand and create a win-win situation for both businesses and consumers. GST Cuts to Encourage Higher […]

If you want to work as a Debt Recovery Agent (DRA) in India, the most important requirement is the DRA Certificate. This certification is not just a formality—it is a legal mandate by the Reserve Bank of India (RBI) to ensure that recovery agents follow ethical and lawful practices while collecting debts. This guide explains […]

The Government of India has introduced Udyam Registration for Micro, Small, and Medium Enterprises (MSMEs). This registration is completely online and free of cost. Whether you are planning to start a new business or already running an MSME, getting this certificate is highly beneficial. Why is Udyam Registration Certificate Important? By registering your business under […]

When it comes to filing income tax returns in India, one of the most important documents every taxpayer should know about is Form 26AS. Many people often hear about it but do not fully understand what it is, why it is required, and how it can help in avoiding mistakes while filing taxes. This article […]

When we think about money-related institutions, two common names pop into our heads – Banks and NBFCs (Non-Banking Financial Companies). At first glance, they might look the same because both deal with loans, deposits, and other financial services. But in reality, Banks and NBFCs are like two different roads leading to the same city – […]

When you start using a credit card, you might come across many new terms in your statement — minimum amount due, interest charges, billing cycle, and one that often confuses beginners: Principal Outstanding Amount. Let’s break it down step by step. What Does Principal Outstanding Amount Mean? The Principal Outstanding Amount is the main amount […]

India’s digital payments ecosystem is growing rapidly, and to enhance the user experience further, PhonePe has partnered with SBI Card to launch two new co-branded credit cards: PhonePe SBI Select Black Credit Card PhonePe SBI Purple Credit Card These cards are available on both Visa and RuPay networks and are designed to provide exciting cashback […]