Author: Shahrukh Ansari

Banks are the backbone of any economy. They provide loans to individuals, businesses, and governments to help fuel economic growth. But what happens when borrowers stop repaying those loans? That’s when a loan can turn into  Non-Performing Assets (NPA). In this article, we’ll break down what non-performing assets in a bank actually mean, how they […]

Have you ever worked at a company for several years and heard someone say, “You’ll get your gratuity when you leave”? If you’ve wondered what that means, this article is just for you. Gratuity is a gesture of appreciation from your employer for your long-term commitment and service. But understanding how it works, who’s eligible, […]

Back in 1997, the Indian government noticed a growing problem: banks were struggling to recover loans that had turned into Non-Performing Assets (NPAs). The Narasimham Committee highlighted that reducing these NPAs was crucial for strengthening the banking system. That’s where Asset Reconstruction company stepped in. Asset Reconstruction Company (ARC) The Full form of ARC is […]

Are you a student or young professional looking to gain real-world experience in technology? The Digital India Internship Scheme 2025, launched by the Ministry of Electronics and Information Technology (MeitY), is a great opportunity to turn your classroom learning into hands-on experience.  What is MeitY? The Ministry of Electronics and Information Technology (MeitY) plays a […]

Have you ever thought about borrowing money directly from another person, instead of going to a bank? That’s exactly what happens in P2P loans, also known as peer-to-peer loans. P2P loans are a modern way to borrow and lend money online. Instead of using a traditional financial institution like a bank, people connect through special […]

In today’s digital age, making money without investment is easier than ever. Whether you’re a student, a stay-at-home parent, or just looking for extra income, there are plenty of ways to earn without spending a single penny. From reselling and affiliate marketing to completing simple tasks or using your skills, many apps offer opportunities to […]

In today’s interconnected world, many individuals and businesses operate across borders. They engage in international trade, investments, employment, and other financial activities. While these opportunities are significant, they also introduce the challenge of managing international taxation. For Indian residents, the Tax Residency Certificate (TRC) is crucial. It helps individuals and businesses avoid double taxation risks […]

In today’s digital era, ATM cards offer a convenient way to access your funds, but they also come with certain risks. There are instances where blocking your ATM card immediately is crucial to prevent fraud and financial loss. Before learning about the SBI ATM card blocking process, let’s explore some key reasons why you might […]

A digital loan application of a digital lender enables students to access financial assistance online without the need to visit a physical bank branch. These platforms simplify the borrowing process, making loans more accessible and convenient. What is Digital Lending? Digital lending refers to the process of providing loans through online platforms using technology-driven solutions. […]

Higher education costs in India are rising, making student loans essential for many aspiring students. Student loan apps have made the borrowing process more accessible, allowing students to secure financial assistance quickly. Unlike traditional bank loans, these apps provide fast approvals and minimal paperwork, making them a preferred choice. This article explores the top 10 […]