Category: Banking

If you want to work as a Debt Recovery Agent (DRA) in India, the most important requirement is the DRA Certificate. This certification is not just a formality—it is a legal mandate by the Reserve Bank of India (RBI) to ensure that recovery agents follow ethical and lawful practices while collecting debts. This guide explains […]

When we think about money-related institutions, two common names pop into our heads – Banks and NBFCs (Non-Banking Financial Companies). At first glance, they might look the same because both deal with loans, deposits, and other financial services. But in reality, Banks and NBFCs are like two different roads leading to the same city – […]

India’s digital payments ecosystem is growing rapidly, and to enhance the user experience further, PhonePe has partnered with SBI Card to launch two new co-branded credit cards: PhonePe SBI Select Black Credit Card PhonePe SBI Purple Credit Card These cards are available on both Visa and RuPay networks and are designed to provide exciting cashback […]

Transferring your hdfc bank account from one branch to another is a simple yet important step to ensure uninterrupted banking services—especially if you’re moving to a new location or seeking better convenience. Whether you’re relocating for work, studies, or personal reasons, switching your home branch allows you to access services like cash deposits, cheque clearances, […]

If you’re someone who loves exploring foreign countries, the Forex card of State Bank of india (Foreign Travel Card) is your perfect travel companion. It’s a prepaid foreign currency card that makes spending abroad simple, safe, and hassle-free. Equipped with a secure EMV chip, it safely stores your encrypted personal information. Whether you’re shopping in […]

Banks are the backbone of any economy. They provide loans to individuals, businesses, and governments to help fuel economic growth. But what happens when borrowers stop repaying those loans? That’s when a loan can turn into  Non-Performing Assets (NPA). In this article, we’ll break down what non-performing assets in a bank actually mean, how they […]

In today’s digital era, ATM cards offer a convenient way to access your funds, but they also come with certain risks. There are instances where blocking your ATM card immediately is crucial to prevent fraud and financial loss. Before learning about the SBI ATM card blocking process, let’s explore some key reasons why you might […]

From the vibrant markets of Chandni Chowk to the buzzing tech parks of Bengaluru, India is more connected to the world than ever before. As global trade expands and aspirations grow, the need for smooth and secure international financial transactions has become essential. Whether you’re sending money to loved ones abroad, managing an international business, […]

Have you ever transferred money by mistake—maybe to the wrong UPI ID or an incorrect phone number? Or perhaps your payment is stuck in “pending” status, leaving you worried and unsure of what to do next? You’re not alone! These mistakes happen more often than you’d think. A simple typo or an accidental click can […]

Have you recently moved back to India after living abroad? Or do you earn in foreign currency but want to keep your funds without converting them to Indian rupees? If so, a Resident Foreign Currency (RFC) account might be exactly what you need. What is RFC Account The RFC account is a type of bank […]