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Category: Finance

Explore Registrationkraft’s Finance Category blog posts to learn about the latest trends, guidelines and legislations related to the Finance Industry.

Top 5 Upcoming IPOs in May 2025

An IPO or Initial Public Offering is when a company sells its shares to the public for the first time. When you invest in an IPO, you get a chance to become a part-owner of that company. One of the biggest benefits of investing in IPOs is that you may get the shares at a […]

What is Gratuity in Salary

Have you ever worked at a company for several years and heard someone say, “You’ll get your gratuity when you leave”? If you’ve wondered what that means, this article is just for you. Gratuity is a gesture of appreciation from your employer for your long-term commitment and service. But understanding how it works, who’s eligible, […]

What is an Asset Reconstruction Company (ARC)

Back in 1997, the Indian government noticed a growing problem: banks were struggling to recover loans that had turned into Non-Performing Assets (NPAs). The Narasimham Committee highlighted that reducing these NPAs was crucial for strengthening the banking system. That’s where Asset Reconstruction company stepped in. Asset Reconstruction Company (ARC) The Full form of ARC is […]

Top 10 P2P Lending Platforms in India 2025

Have you ever thought about borrowing money directly from another person, instead of going to a bank? That’s exactly what happens in P2P loans, also known as peer-to-peer loans. P2P loans are a modern way to borrow and lend money online. Instead of using a traditional financial institution like a bank, people connect through special […]

Top 10 Earning Apps that Require No Investment in 2025

In today’s digital age, making money without investment is easier than ever. Whether you’re a student, a stay-at-home parent, or just looking for extra income, there are plenty of ways to earn without spending a single penny. From reselling and affiliate marketing to completing simple tasks or using your skills, many apps offer opportunities to […]

How to Apply for a Student Loan Using a Digital Loan App

A digital loan application of a digital lender enables students to access financial assistance online without the need to visit a physical bank branch. These platforms simplify the borrowing process, making loans more accessible and convenient. What is Digital Lending? Digital lending refers to the process of providing loans through online platforms using technology-driven solutions. […]

Top 10 Student Loan Apps in India

Higher education costs in India are rising, making student loans essential for many aspiring students. Student loan apps have made the borrowing process more accessible, allowing students to secure financial assistance quickly. Unlike traditional bank loans, these apps provide fast approvals and minimal paperwork, making them a preferred choice. This article explores the top 10 […]

What is Moratorium Period in Loan

Life can be unpredictable, and financial hardships can hit when you least expect them. That’s where a loan moratorium comes in— A moratorium period in loans refers to a temporary break from paying Equated Monthly Instalments (EMIs), allowing borrowers to pause repayments during financial hardships. This facility became widely known in India during the COVID-19 […]

Budget 2025: FM Sitharaman Announces ₹10,000 Crore Fund for Startups

India’s startup ecosystem just got a major push! Union Finance Minister Nirmala Sitharaman, in her 8th budget speech, announced a fresh ₹10,000 crore Fund of Funds to support startups. This initiative comes with an expanded scope, aiming to fuel innovation and growth in the sector. For those unfamiliar, a Fund of Funds (FoF) works differently […]

What is Annual Aggregate Turnover (AATO) in GST

AATO in GST stands for Annual Aggregate Turnover. It is a crucial parameter for determining the taxpayer’s eligibility for GST registration, tax rates, compliance requirements, and various threshold limits established under the GST system.  If you’re curious to learn about what is annual aggregate turnover (AATO) in GST and how to calculate it, we recommend […]