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In the banking industry, Line of Credit (LOC) is a widely acknowledged term. Basically, an LOC is a financial agreement between a lender and a borrower that presets the borrowing limit. The borrower can use the funds whenever needed, repay them over time and borrow again if required. Both personal and business customers of lending […]
Life can be unpredictable, and financial hardships can hit when you least expect them. That’s where a loan moratorium comes in— A moratorium period in loans refers to a temporary break from paying Equated Monthly Instalments (EMIs), allowing borrowers to pause repayments during financial hardships. This facility became widely known in India during the COVID-19 […]
India’s startup ecosystem just got a major push! Union Finance Minister Nirmala Sitharaman, in her 8th budget speech, announced a fresh ₹10,000 crore Fund of Funds to support startups. This initiative comes with an expanded scope, aiming to fuel innovation and growth in the sector. For those unfamiliar, a Fund of Funds (FoF) works differently […]
AATO in GST stands for Annual Aggregate Turnover. It is a crucial parameter for determining the taxpayer’s eligibility for GST registration, tax rates, compliance requirements, and various threshold limits established under the GST system. If you’re curious to learn about what is annual aggregate turnover (AATO) in GST and how to calculate it, we recommend […]
Whether you’re shopping online, booking tickets, or paying bills, a RuPay credit card ensures seamless transactions while giving you the flexibility of credit. What is RuPay Credit Card? Imagine having a card that gives you the freedom to buy what you need today and pay for it later—that’s exactly what a RuPay Credit Card offers! […]
When it comes to managing your finances, especially with vehicle ownership, understanding foreclosure car loans is key. Simply put, a foreclosure car loan is when you pay off your car loan early, before the loan term ends. This can be done either by making a one-time lump sum payment or by speeding up your payments […]
Indians love to wear western clothes, especially those who live in metropolitan areas. The reasons for wearing foreign clothes include a variety of reasons such as to project a modern image and to celebrate cultural exchange. Because of the ever rising demand for western clothing in India, many foreign clothing brands have opened their stores […]
BOI’s full form is Bank of India. It is a public sector bank. Like any other nationalized bank in India, it allows its customers to start a fixed deposit (FD). Both domestic and NRI customers can start an FD with BOI. To find out BOI fixed deposit rates for domestic/NRO accounts, read this article. About […]
India’s largest bank, SBI, is here to offer you a range of debit cards tailored to fit your needs. With an SBI debit card, you not only gain access to our extensive ATM network but also enjoy seamless transactions at various online and offline merchants. Cards Accepted at SBI ATMs and ADWMs State Bank ATMs […]
Many of us often look for ways through which we can save tax. One of the most popular ways to save tax in India is by acquiring an NSC certificate. The NSC is short for National Saving Certificate. It is a government-backed scheme open to residents of India. In this blog post, we will discover […]