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Author: Shahrukh Ansari

I am a finance enthusiast and blogger. My aim is to empower readers by offering valuable information on finance, investing, and economic trends.

Posts by Shahrukh Ansari:

How to Get a Refund for a Wrong Transaction on PhonePe

Have you ever transferred money by mistake—maybe to the wrong UPI ID or an incorrect phone number? Or perhaps your payment is stuck in “pending” status, leaving you worried and unsure of what to do next? You’re not alone! These mistakes happen more often than you’d think. A simple typo or an accidental click can […]


RFC Account : Who Can Open It and What Are the Benefits

Have you recently moved back to India after living abroad? Or do you earn in foreign currency but want to keep your funds without converting them to Indian rupees? If so, a Resident Foreign Currency (RFC) account might be exactly what you need. What is RFC Account The RFC account is a type of bank […]


New India Cooperative Bank News

Post Modified on : 25 February 2025 Relief for Depositors: RBI Allows Withdrawals from New India Co-operative Bank If you have money stuck in the troubled New India Co-operative Bank, there’s some good news. The Reserve Bank of India (RBI) has stepped in, allowing depositors to withdraw up to ₹25,000 from their accounts starting Thursday, […]


Line of Credit in Banking : What it is and How it Works

In the banking industry, Line of Credit (LOC) is a widely acknowledged term. Basically, an LOC is a financial agreement between a lender and a borrower that presets the borrowing limit. The borrower can use the funds whenever needed, repay them over time and borrow again if required. Both personal and business customers of lending […]


What is Moratorium Period in Loan

Life can be unpredictable, and financial hardships can hit when you least expect them. That’s where a loan moratorium comes in— A moratorium period in loans refers to a temporary break from paying Equated Monthly Instalments (EMIs), allowing borrowers to pause repayments during financial hardships. This facility became widely known in India during the COVID-19 […]


Budget 2025: FM Sitharaman Announces ₹10,000 Crore Fund for Startups

India’s startup ecosystem just got a major push! Union Finance Minister Nirmala Sitharaman, in her 8th budget speech, announced a fresh ₹10,000 crore Fund of Funds to support startups. This initiative comes with an expanded scope, aiming to fuel innovation and growth in the sector. For those unfamiliar, a Fund of Funds (FoF) works differently […]


What is Annual Aggregate Turnover (AATO) in GST

AATO in GST stands for Annual Aggregate Turnover. It is a crucial parameter for determining the taxpayer’s eligibility for GST registration, tax rates, compliance requirements, and various threshold limits established under the GST system.  If you’re curious to learn about what is annual aggregate turnover (AATO) in GST and how to calculate it, we recommend […]


How to Add Rupay Credit Card to UPI in Google Pay, Phonepe, and Paytm

Whether you’re shopping online, booking tickets, or paying bills, a RuPay credit card ensures seamless transactions while giving you the flexibility of credit. What is RuPay Credit Card? Imagine having a card that gives you the freedom to buy what you need today and pay for it later—that’s exactly what a RuPay Credit Card offers! […]


SBI Car Loan Foreclosure and Charges

When it comes to managing your finances, especially with vehicle ownership, understanding foreclosure car loans is key. Simply put, a foreclosure car loan is when you pay off your car loan early, before the loan term ends. This can be done either by making a one-time lump sum payment or by speeding up your payments […]


List of Top 10 Foreign Clothing Brands in India

Indians love to wear western clothes, especially those who live in metropolitan areas. The reasons for wearing foreign clothes include a variety of reasons such as to project a modern image and to celebrate cultural exchange. Because of the ever rising demand for western clothing in India, many foreign clothing brands have opened their stores […]