Category: Finance

Have you ever worked at a company for several years and heard someone say, “You’ll get your gratuity when you leave”? If you’ve wondered what that means, this article is just for you. Gratuity is a gesture of appreciation from your employer for your long-term commitment and service. But understanding how it works, who’s eligible, […]

Back in 1997, the Indian government noticed a growing problem: banks were struggling to recover loans that had turned into Non-Performing Assets (NPAs). The Narasimham Committee highlighted that reducing these NPAs was crucial for strengthening the banking system. That’s where Asset Reconstruction company stepped in. Asset Reconstruction Company (ARC) The Full form of ARC is […]

Have you ever thought about borrowing money directly from another person, instead of going to a bank? That’s exactly what happens in P2P loans, also known as peer-to-peer loans. P2P loans are a modern way to borrow and lend money online. Instead of using a traditional financial institution like a bank, people connect through special […]

In today’s digital age, making money without investment is easier than ever. Whether you’re a student, a stay-at-home parent, or just looking for extra income, there are plenty of ways to earn without spending a single penny. From reselling and affiliate marketing to completing simple tasks or using your skills, many apps offer opportunities to […]

A digital loan application of a digital lender enables students to access financial assistance online without the need to visit a physical bank branch. These platforms simplify the borrowing process, making loans more accessible and convenient. What is Digital Lending? Digital lending refers to the process of providing loans through online platforms using technology-driven solutions. […]

Life can be unpredictable, and financial hardships can hit when you least expect them. That’s where a loan moratorium comes in— A moratorium period in loans refers to a temporary break from paying Equated Monthly Instalments (EMIs), allowing borrowers to pause repayments during financial hardships. This facility became widely known in India during the COVID-19 […]

India’s startup ecosystem just got a major push! Union Finance Minister Nirmala Sitharaman, in her 8th budget speech, announced a fresh ₹10,000 crore Fund of Funds to support startups. This initiative comes with an expanded scope, aiming to fuel innovation and growth in the sector. For those unfamiliar, a Fund of Funds (FoF) works differently […]

AATO in GST stands for Annual Aggregate Turnover. It is a crucial parameter for determining the taxpayer’s eligibility for GST registration, tax rates, compliance requirements, and various threshold limits established under the GST system.  If you’re curious to learn about what is annual aggregate turnover (AATO) in GST and how to calculate it, we recommend […]

When it comes to managing your finances, especially with vehicle ownership, understanding foreclosure car loans is key. Simply put, a foreclosure car loan is when you pay off your car loan early, before the loan term ends. This can be done either by making a one-time lump sum payment or by speeding up your payments […]

Many investors prefer to invest their funds through a stock broker rather than investing directly. This is especially true for new investors who do not have much knowledge about the share market and possess limited investment experience. Whenever an investor authorizes a broker to invest on their behalf, a lot of trust is required. Most […]